Travel cards issued by companies like Travelex, Revolut, and Monzo can be loaded with rubles before arrival. These cards operate on the Visa or Mastercard network, making them usable at any terminal that accepts those schemes. Some cards offer zero foreign‑transaction fees, which is beneficial for frequent travelers. Reloading can be done online, but the card must be registered with a Russian address for KYC compliance. They are a safe alternative to carrying cash.